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Live Well Eat Well – June 2017
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Ellicott Development Benefits Presentation by Lawley Insurance
Below is a link for a narrated presentation of Ellicott Development’s benefits package provided by Lawley Insurance. This educational resource provides an overview of the benefit offerings for the plan year June 1st, 2017 thru May 31st, 2018.
http://www.lawleyinsurance.com/edc17/
Password: EDC2017
Tips for Healthy Cooking
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The Dangers of Texting While Driving
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From Stellar Dental – May 2015
Teeth Trauma: It’s a Sensitive Issue
You’re not imagining it. That sudden twinge of pain in one or more of your teeth can, in fact, be caused by something as simple as a blast of wind, a bite of something fresh from the oven, or (what was supposed to be) a cool, refreshing treat.
In Defense of Root Canals: The Unsung Hero of Dental Care
Think you might need a root canal? It’s not the end of the world, nor is it as torturous as you might think! Even though a root canal is usually the last resort for decayed teeth, when compared with other alternatives, it’s quite practical and cost-effective.
A Bite Out Of History: Chewing Gum
Need help whitening your teeth? Want to quit smoking? Trying to lose weight? There’s a chewing gum for all of that and more. New types of chewing gum are introduced all the time, but did you ever wonder how it managed to gain such a grip on consumers? Believe it or not, people have had a love affair with gum for thousands of years. From humble beginnings to hundreds of varieties, here’s a look at how chewing gum rose to become the powerhouse product it is today.
2018 Health Savings Account (HSA) High Deductable Health Plan (HDHP) Limits
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Health Coaching by BCBS
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Memo to Employees: Benefit Package Options
As an employee you should have the best benefit package available and part of that is in understanding what you have to choose from. Because not all of our employees have the same needs we believe giving you a choice of optional benefits should become an essential part of any well-built benefit package.
As an employee of Ellicott Development you now have the ability to tailor benefits to meet the needs of both your family and yourself.
Why is this important to you?
Choosing the right benefits for your family can help lessen the risks that every family faces. When evaluating benefits you should ask yourself a few simple questions:
- What if I die tomorrow?
- What if I become disabled and am unable to work?
- What if I have an accident?
- What if I am diagnosed with a critical illness?
If this were to happen to you, what would you & your family do? That’s why it is important to have adequate insurance to cover your needs.
Ellicott Development will be holding open enrollment for these voluntary benefits on May 12th beginning @ 10am in the Bearss Conference Room. You will have the ability to make an informed decision on the benefits available and which plans best serve your needs. A representative will be at the headquarters office to meet with anyone interested or please contact Eva Sywak by May 11th. She will put you in contact with the representative via email or telephone. You will have the opportunity to enroll in the following plans:
Accident Coverage
- Pays lump sum cash benefit for accidental death
- Competitive premiums
- Family plans available
- Covers any accident, on or off job
- Helps offset costs not covered by medical insurance!
- Pays for hospitalization, emergency visits, rehab and many others
Short Term Disability
- Pays in addition to NYS disability
- Pays in addition to Workers Comp
- Monthly benefits are tax FREE
- Spousal coverage available
- Benefits paid for up to 2 years
- Covers sickness and accident
- Coverage is portable
- Convenient Payroll Deductions
Permanent or Term Life Insurance
- Builds cash value
- 20 year level term options
- Competitive Premiums
- Flexible
- Coverage is portable
- Permanent coverage
- Convenient Payroll Deductions
- Spousal & Family Coverage available
Critical Illness Coverage
- Individual or family coverage
- Annual wellness benefits
- Covers heart attack, cancer, stroke, kidney failure, organ transplant, etc.
- Waiver of premium included
- Several benefit levels to choose from
Important Reasons to Consider these Benefits:
- Convenient payroll deductions
- No medical exams or physicals are required
- Employees own coverage and can take it with them should they leave employer
- The benefits of guaranteed underwriting for life insurance coverage(only available every 3 years)
See more information about our benefits here.